.header{z-index:1000;border-bottom:3px solid var(--gold);background:linear-gradient(160deg,#091e45 0%,#0d2b5e 55%,#0f3068 100%);position:sticky;top:0;box-shadow:0 4px 24px #00000059}.header:before{content:"";pointer-events:none;background-image:url("data:image/svg+xml,%3Csvg width='40' height='40' viewBox='0 0 40 40' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='%23ffffff' fill-opacity='0.025'%3E%3Cpath d='M0 0h1v40H0zM39 0h1v40h-1zM0 0v1h40V0zM0 39v1h40v-1z'/%3E%3C/g%3E%3C/svg%3E");position:absolute;inset:0}.header:after{content:"";background:linear-gradient(90deg, transparent 0%, var(--gold) 30%, var(--gold-light) 50%, var(--gold) 70%, transparent 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dropIn{0%{opacity:0;transform:translateY(-10px)scale(.97)}to{opacity:1;transform:translateY(0)scale(1)}}.portal-option{color:var(--text);align-items:center;gap:14px;padding:16px 20px;transition:background .15s;display:flex}.portal-option:hover{background:var(--gray-50)}.portal-option+.portal-option{border-top:1px solid var(--gray-200)}.portal-option div strong{color:var(--navy);font-size:.9rem;font-weight:600;display:block}.portal-option div span{color:var(--text-light);margin-top:2px;font-size:.78rem;display:block}.portal-icon{border-radius:10px;flex-shrink:0;justify-content:center;align-items:center;width:44px;height:44px;display:flex}.portal-icon.client{color:var(--navy);background:#0d2b5e14}.portal-icon.admin{color:var(--gold);background:#c9971a1a}.portal-overlay{z-index:999;position:fixed;inset:0}.hamburger{cursor:pointer;background:#ffffff0f;border:1px solid #ffffff1f;border-radius:8px;flex-direction:column;gap:5px;padding:8px 10px;transition:background .2s;display:none}.hamburger:hover{background:#ffffff1a}.hamburger span{background:var(--white);border-radius:2px;width:22px;height:2px;transition:transform .25s,opacity .25s,width .25s;display:block}.hamburger span:nth-child(2){width:16px}.hamburger.active span:first-child{width:22px;transform:translateY(7px)rotate(45deg)}.hamburger.active span:nth-child(2){opacity:0;width:22px}.hamburger.active span:nth-child(3){width:22px;transform:translateY(-7px)rotate(-45deg)}@media (width<=960px){.header-nav{border:none;border-top:1px solid #c9971a40;border-bottom:2px solid var(--gold);background:#091e45;border-radius:0;flex-direction:column;align-items:flex-start;gap:2px;padding:12px 20px 20px;display:none;position:absolute;top:95px;left:0;right:0;box-shadow:0 12px 32px #0000004d}.header-nav.open,.hamburger{display:flex}.nav-link{border-radius:8px;width:100%;padding:10px 14px}.nav-link:after{display:none}}@media (width<=600px){.header-inner{height:80px}.logo-medallion,.logo-medallion 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a:hover{color:var(--gold-light)}.footer-bottom{color:#fff6;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px;padding:24px 0;font-size:.8rem;display:flex}.footer-legal-links{align-items:center;gap:12px;display:flex}.footer-legal-links a{color:#fff6;transition:color .2s}.footer-legal-links a:hover{color:var(--gold-light)}@media (width<=900px){.footer-grid{grid-template-columns:1fr 1fr;gap:32px}}@media (width<=560px){.footer-grid{grid-template-columns:1fr;gap:28px}.footer-bottom{text-align:center;flex-direction:column}}.page-loader{background:var(--white);flex-direction:column;justify-content:center;align-items:center;gap:28px;min-height:60vh;display:flex}.loader-logo{width:72px;height:72px;position:relative}.loader-logo img{object-fit:contain;z-index:1;width:72px;height:72px;position:relative}.loader-ring{border:3px solid #0000;border-top-color:var(--gold);border-right-color:var(--gold-light);border-radius:50%;animation:.9s linear infinite spin;position:absolute;inset:-6px}@keyframes spin{to{transform:rotate(360deg)}}.loader-dots{gap:8px;display:flex}.loader-dots span{background:var(--navy);opacity:.3;border-radius:50%;width:8px;height:8px;animation:1.2s ease-in-out infinite bounce}.loader-dots span:first-child{animation-delay:0s}.loader-dots span:nth-child(2){animation-delay:.2s}.loader-dots span:nth-child(3){animation-delay:.4s}@keyframes bounce{0%,80%,to{opacity:.3;transform:translateY(0)}40%{opacity:1;transform:translateY(-10px)}}main{min-height:100vh}*,:before,:after{box-sizing:border-box;margin:0;padding:0}:root{--navy:#0d2b5e;--navy-dark:#091e45;--navy-light:#1a3a7e;--gold:#c9971a;--gold-light:#e8b325;--gold-pale:#fdf3dc;--white:#fff;--gray-50:#f8f9fb;--gray-100:#f0f2f6;--gray-200:#e2e6ef;--gray-600:#5a6478;--gray-800:#1e2535;--text:#1e2535;--text-light:#5a6478;--radius:12px;--shadow-sm:0 2px 8px #0d2b5e14;--shadow-md:0 6px 24px #0d2b5e1f;--shadow-lg:0 12px 40px #0d2b5e2e}html{scroll-behavior:smooth}body{color:var(--text);background:var(--white);font-family:Inter,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;font-size:16px;line-height:1.6}h1,h2,h3,h4{font-weight:700;line-height:1.25}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.container{max-width:1140px;margin:0 auto;padding:0 24px}.section{padding:80px 0}.section-title{color:var(--navy);margin-bottom:12px;font-size:2rem}.section-subtitle{color:var(--text-light);margin-bottom:48px;font-size:1.05rem}.gold-line{background:var(--gold);border-radius:2px;width:56px;height:4px;margin:12px 0 24px}.btn-primary{background:var(--gold);color:var(--navy-dark);cursor:pointer;border:none;border-radius:8px;align-items:center;gap:8px;padding:14px 28px;font-size:.95rem;font-weight:700;transition:background .2s,transform .15s,box-shadow .2s;display:inline-flex;box-shadow:0 4px 14px #c9971a59}.btn-primary:hover{background:var(--gold-light);transform:translateY(-2px);box-shadow:0 6px 20px #c9971a73}.btn-primary:disabled{opacity:.7;cursor:not-allowed;box-shadow:none;transform:none}.btn-secondary{color:var(--white);border:2px solid var(--white);cursor:pointer;background:0 0;border-radius:8px;align-items:center;gap:8px;padding:14px 28px;font-size:.95rem;font-weight:700;transition:background .2s,color .2s,transform .15s;display:inline-flex}.btn-secondary:hover{background:var(--white);color:var(--navy);transform:translateY(-2px)}@media (width<=768px){.section{padding:56px 0}.section-title{font-size:1.6rem}}